PROSPECTIVE brides and grooms in Monmouthshire are being warned by the local authority’s trading standards team to be vigilant of scams.

Many aspects of a wedding, such as the services of photographers, caters and reception venues, require booking months in advance, with an immediate obligation to pay a deposit – or even the full balance.

All of these transactions are potentially liable to fraudulent action by scammers.

Some businesses operate entirely through social media sites and offer low cost services. While most are genuine, some may not be insured or may even be fraudulent.

But being aware of the potential risks and using the following prevention advice from trading standards could minimise the likelihood of fraud.

  • Obtain a physical address and contact details for the vendor and verify this information. This will allow the opportunity to make a complaint to trading standards or consider pursuing via the Small Claims Court.
  • Obtain a contract before paying money for services. Fully read and understand what is offered before applying a signature and note the terms of cancellation.
  • Consider purchasing wedding insurance - policies vary in cover and can be purchased up to two years in advance. They can provide protection from eventualities not covered under the Consumer Credit Act.
  • Research each vendor, ensuring they represent a bona fide person or company. Explore the internet for reviews and ratings and ask the vendor to provide details of past clients you can speak to. This course of action is recommended by trading standards officers even if companies have been proposed by a trustworthy friend or source.
  • For services such as wedding photography, beware of websites using fake images. Look for inconsistencies in style, meet the photographer, and ask to view sample albums.

Trading standards officers also advise paying for services by credit card, as they offer protection for single item purchases above £100 and below £30,000.

Even if a company goes into liquidation before the big day, a refund can be claimed through the credit card company.

Councillor Sara Jones, Monmouthshire’s cabinet member with responsibility for public protection said: “If something appears too good to be true, it probably is.

“Always take precautions and research that the options available are genuine when spending large sums of money on services.”

For further advice, or to report any problems to trading standards officers call 03454 04 05 06.