BLUE Monday is the third Monday in the first month of the year, falling this year on January 15.

It is claimed by some to be the most depressing day of the year. The term was coined by Cardiff University lecturer, Dr Cliff Arnall, in 2005, when he “scientifically calculated” a formula for a press release for Sky Travel.

Why depressing? Well, it’s cold, we’ve had a nice few days off over Christmas but we haven’t been paid yet and the credit card bills are starting to come in now. Our New Year resolutions are already failing... How about getting away from it all or at least thinking about a future holiday? Holiday companies will clamour to use this “special” day once again to boost their “deals”.

So, we share 15 top tips from some expert money bloggers! They look at turning the tables and playing the travel companies at their own game, so you can save money when you book your trip away.

Rights

1) Helen Dewdney, The Complaining Cow consumer rights expert and author, says: “You have numerous consumer rights to cover you when booking your holiday and for when you are on holiday. Be aware of them when booking. For example, if you feel that you have made a purchasing decision that you wouldn’t have made had you been given accurate information (such as a misleading price) you may be able to claim a refund under the Consumer Protection from Unfair Trading Regulations 2008”. There is also the Package Travel, Package Holidays and Package Tour Regulations 1992 of which you should be aware.

These give you lots of rights regarding any changes that the company may make, among other things!”

Dates and shopping around

2) The Money Whisperer, Emma Maslin says: “If you are looking for popular times e.g. school holidays for package holidays, it maybe best to book ahead but if you can be more flexible, wait until closer to the date for the best last-minute deals. We’re going to the same island we went to last year but booked ahead this time. We booked just seven days before last year and it was over £200 cheaper per person. This year, it might not be a last minute option - that’s the risk you take. But if you are flexible and can go elsewhere or fly a different day to save money, then it pays to look around.”

3) Fiona Hawkes from Savvy in Somerset has found that booking accommodation and flights separately has always been cheaper than a package. She also advises looking round at all the various websites that do this for you, as some will also offer free cancellation or low cost cancellation cover for accommodation.

4) “Haggle!” implores blogger Emma Drew. “We have haggled between Disney and Virgin Holidays for a cruise. Virgin Holidays were selling it for more than Disney, so we went armed with the info and got them to match Disney and throw some on board credit in. Add that to shopping around for flights with sites like SkySkanner where you can find flights cheaper than going direct.”

Discounts

5) “Try it on!” Catherine Morgan Financial Money Coach cheekily encourages. “Say you are on your honeymoon or it’s a wedding anniversary, sometimes it works! Be a bit savvy too. We saved a mint last year when we booked a TUI week away to Kos. We contacted the hotel directly and paid them £100 and got an upgrade with a swim up room. Thomson wanted to charge us £700 extra for the same.”

6) Mrs Mummy Penny, Lynn James, suggests thinking of your friends and family who work for a travel company or hotel. Maybe they have a friends and family offer code they can give you? One of her friends is a concierge at Aria in Las Vegas and can always find her a deal. Often it makes it cheaper than package deals.

7) “Use cashback!” exclaims Emma Bradley of Mums Savvy Savings “Look for discount codes and then use sites like Topcashback which will give you money straight back into your account too. I saved about £150 from doing this last year.”

Thinking ahead

8) Faith Archer, from Much More with Less, cuts food costs while away by booking somewhere to stay with self-catering facilities. “Even the odd breakfast in your room or packed lunch can save cash compared to eating out for every meal!”, she says.

9) Andy Webb, from Be Clever With Your Cash, advises booking car hire far in advance for the lowest prices “and make sure the car is big enough! It will only cost a few quid more to get a bigger car when booking, but can be hundreds if you have to upgrade at the check-in desk! Shop around for the car hire, looking direct as well various comparison sites. Plus, if the excess waiver isn’t included don’t buy it from the car rental company. You can get policies for a few quid elsewhere that’ll cover you for damage to the car. Make sure you are comparing like for like inclusive totals.”

10) Buy your travel insurance the day you buy your holiday in case you need it before you go! “But also think about how you are going to buy it. Shop around as it will nearly always be cheaper than the one you get offered with a package. And look at all the group (e.g. group, couple, family) options however your group is made up” says William Pointing from Great Deals Made Easy.

Alternatives to the usual booking routes

11) Hollie Gregersen from ThriftyMum recommends house sitting or pet sitting! “There are a number of websites that provide details of homes you can stay at providing affordable options for holidays in the UK and abroad, including house swaps”.

Getting there

12) Pete Chatfield from Household Money Saving suggests taking a coach if travelling in Europe and saving a fortune.

13) A Thrifty Fox blogger Emily considers stopover flights; if flying long haul you could save hundreds by planning a break in your journey (tie in with meals if it makes it more bearable!)

14) Joseph Seager of A Thrifty Chap tries to be flexible when booking. Midweek is nearly always cheaper than a weekend. So are less sociable hour flight times. You can save by flying from other airports too, but make sure to factor in different travel to airport/parking/stay costs for your final comparison.

Everytime you search!

15) “Above all, if you go back to a website, clear your cookies first. The travel website will put that price up if it knows you’ve looked at that holiday before!” say all the experts.