2:41pm Monday 17th February 2014
DEBT is like fire – used well, it’s a fantastic tool, used badly, it burns. That’s why of all elements of finance, it’s one that needs careful handling. Yet for those in the know, it’s possible to borrow without any cost whatsoever. Here are my 10 need-to-knows:
2:58pm Monday 23rd December 2013
A simple New Year’s resolution for you. If you plan to go abroad next year, don’t pay more to pay. Far too many people hike their own costs by spending the wrong way when their feet land on sun-drenched foreign shores.
4:48pm Monday 9th December 2013
Are you walking out in the world naked? Insurers try to scare you into thinking you are if you don’t buy their cover. The right policy is a suit of armour protecting you from the world's randomness – but what's necessary, what's nonsense, and how do you cut the cost?
2:08pm Monday 25th November 2013
Winter is coming. Don’t wait until you’re knee-deep in the white stuff to sort your bills. Here, prevention truly beats cure – tackling your bills now means you can take the financial bite out of winter chills…
2:35pm Monday 30th September 2013
Don’t whinge about your bank. It’s not productive. Instead, ditch it and switch. Sadly, millions of people are with their bank account because they got free piggybanks aged eight, and even if service has been dire, decades later they’ve never moved.
11:21am Monday 13th May 2013
Your starter for 10. Would you like to save some money? Sometimes cutting your bills isn’t about knowing the right answers, it's about asking the right questions. So let me run you through my money test. Answer each of the following questions – it could add £100s or £1000s to your pocket. · Has your home got more or the same number of bedrooms than people? If so, and you’re in England and Wales, check whether you can make big savings switching to a water meter (free to do, but not in Scotland). This is because water bills depend roughly on your home's value, while a meter's all about usage. This may be serious cash. As DenwantsJFT96 tweeted me: "Switched a few years back and now pay £45 a month less (that's £540 a year - ML). Plus it makes me more conscious of what I use. Fixed dripping tap." There’s a calculator to see if you can save at Ccwater.org.uk.
11:40am Thursday 27th December 2012
12:10pm Monday 10th December 2012
3:05pm Monday 26th November 2012
2:50pm Monday 15th October 2012
1:10pm Monday 1st October 2012
2:31pm Monday 17th September 2012
2:57pm Monday 9th July 2012
12:40pm Monday 25th June 2012
SUN, sea, sand... and a serious impact on your pocket. Holidaying abroad is expensive enough, but too many people make it worse by leaving it until the last minute to get their spending money – or doing it completely the wrong way.
3:09pm Monday 2nd April 2012
3:13pm Monday 5th March 2012
11:26am Monday 20th February 2012
10:28am Wednesday 11th January 2012
IS it wrong to admit a secret love of January? For one month only, being savvy with cash becomes sexy. People lust to sit down and tackle bills, rather than run a million miles. So let me take advantage of this unnatural fervour, and suggest the key MoneySaving resolutions that can save some £1,000s.
10:40am Wednesday 14th December 2011
2:46pm Monday 28th November 2011
10:03am Monday 17th October 2011
10:47am Monday 19th September 2011
STUDENT loan interest rates have jumped to a huge 5.3% for hundreds of thousands of people across the UK. Don’t think of this as a student issue, it’s actually about outstanding loans for the four million-plus graduates in their twenties, thirties and forties who haven’t cleared their debts.
10:00am Monday 5th September 2011
3:01pm Monday 25th July 2011
4:54pm Monday 11th July 2011
3:20pm Monday 27th June 2011
12:10pm Monday 13th June 2011
2:23pm Monday 4th January 2010
Picture it: a bloke with a spivvy moustache, Arthur Daley jacket and slicked back hair. He leans in and says, "Sssh, don’t tell anyone, but fancy a quick back-door glance into Amazon’s secret bargain basement?"
12:48pm Monday 7th December 2009
12:40pm Monday 7th December 2009
10:37am Monday 9th November 2009
10:36am Monday 9th November 2009
9:50am Monday 5th October 2009
8:55am Monday 5th October 2009
Whether it’s Radio 2 presenters, cabbies, or the airport security guard, it seems people everywhere are infuriated by telephone line rental - or at least it’s the first thing on their mind to ask when they spot me.
3:04pm Friday 22nd May 2009
3:03pm Friday 22nd May 2009
3:20pm Thursday 7th May 2009
11:10am Friday 24th April 2009
2:02pm Friday 13th March 2009
1:56pm Friday 13th March 2009
1:52pm Friday 13th March 2009
3:40pm Friday 13th February 2009
3:34pm Friday 13th February 2009
3:28pm Friday 13th February 2009
4:20pm Friday 30th January 2009
2:02pm Friday 16th January 2009
1:48pm Friday 16th January 2009
1:49pm Friday 16th January 2009
10:48am Friday 28th November 2008
10:30am Friday 28th November 2008
Train companies are taking us for a ride! The train ticketing system in this country is a joke: two singles are often cheaper than a return, and long journeys cost less than shorter ones on the same route.