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    <title>South Wales Argus | Martin Lewis</title>
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    <pubDate>Wed, 19 Jun 2013 04:01:38 +0100</pubDate>
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           <title>THE MONEY FILE: Trim the pounds from your household bills</title>
           
           <link>http://www.southwalesargus.co.uk/news/columnists/martin_lewis/10415577.THE_MONEY_FILE__Trim_the_pounds_from_your_household_bills/?ref=rss</link>
           
           
           <description><![CDATA[
  Your starter for 10. Would you like to save some money? Sometimes cutting your bills isn’t about knowing the right answers, it's about asking the right questions. So let me run you through my money test. Answer each of the following questions – it could add £100s or £1000s to your pocket. · Has your home got more or the same number of bedrooms than people? If so, and you’re in England and Wales, check whether you can make big savings switching to a water meter (free to do, but not in Scotland). This is because water bills depend roughly on your home's value, while a meter's all about usage. This may be serious cash. As DenwantsJFT96 tweeted me: "Switched a few years back and now pay £45 a month less (that's £540 a year - ML). Plus it makes me more conscious of what I use. Fixed dripping tap." There’s a calculator to see if you can save at Ccwater.org.uk.
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           <pubDate>Mon, 13 May 2013 11:21:33 +0100</pubDate>
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           <title>THE MONEY FILE: Stay warm but keep your brass in pocket</title>
           
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  WINTER isn’t good for your wallet. Whether it’s a crisp sunny day, or you’re knee deep in snow, the added chills mean bigger bills.
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           <pubDate>Thu, 27 Dec 2012 11:40:00 +0000</pubDate>
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           <title>THE MONEY FILE: Sort debts now and use cards to your advantage</title>
           
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  THE best time to put the brakes on with Christmas is before you crash into a brick wall.
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           <pubDate>Mon, 10 Dec 2012 12:10:00 +0000</pubDate>
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           <title>THE MONEY FILE: Shop around on net for a thrifty Christmas</title>
           
           <link>http://www.southwalesargus.co.uk/news/columnists/martin_lewis/10071277.THE_MONEY_FILE__Shop_around_on_net_for_a_thrifty_Christmas/?ref=rss</link>
           
           
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  It’s that dreaded time of year again, when many feel the need to trudge around the shops in the freezing cold, with heavy bags pulling shoulders out of their sockets.
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           <pubDate>Mon, 26 Nov 2012 15:05:43 +0000</pubDate>
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           <title>THE MONEY FILE: Will men’s premiums fall much? Fat chance</title>
           
           <link>http://www.southwalesargus.co.uk/news/columnists/martin_lewis/9985358.THE_MONEY_FILE__Will_men___s_premiums_fall_much__Fat_chance/?ref=rss</link>
           
           
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  I’M NOT quite sure this is what ’60s feminists had in mind.
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           <pubDate>Mon, 15 Oct 2012 14:50:00 +0100</pubDate>
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           <title>THE MONEY FILE: Helping you plan for a cracking Christmas</title>
           
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  This is a crucial warning. I’ve just had it confirmed that Christmas will be on December 25 this year. You may be thinking “that’s not a surprise”.
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           <pubDate>Mon, 01 Oct 2012 13:10:00 +0100</pubDate>
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           <title>Top tips for getting the best credit deals</title>
           
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  IT’S enough to make you growl. You apply for a credit card or loan , get accepted but they inform you the rate’s far higher than advertised.
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           <pubDate>Mon, 17 Sep 2012 14:31:59 +0100</pubDate>
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           <title>MARTIN LEWIS: Give your wallet a holiday when you go abroad</title>
           
           <link>http://www.southwalesargus.co.uk/news/columnists/martin_lewis/9806524.MARTIN_LEWIS__Give_your_wallet_a_holiday_when_you_go_abroad/?ref=rss</link>
           
           
           <description><![CDATA[  IF you’re planning a trip away, act now– if you wait till you go, it’ll be too late – and the costs can rocket.
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           <pubDate>Mon, 09 Jul 2012 14:57:19 +0100</pubDate>
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           <title>How to beat banks if you’re heading abroad</title>
           
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  SUN, sea, sand... and a serious impact on your pocket. Holidaying abroad is expensive enough, but too many people make it worse by leaving it until the last minute to get their spending money – or
  doing it completely the wrong way.
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           <pubDate>Mon, 25 Jun 2012 12:40:00 +0100</pubDate>
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           <title>Don’t stash the cash in your home</title>
           
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           <description><![CDATA[  CASH is King ... or so they say. I’m afraid I disagree. It has advantages for budgeting and haggling. But when it comes to spending or making savings safer, cash comes a distant second place.
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           <pubDate>Mon, 02 Apr 2012 15:09:59 +0100</pubDate>
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