Newport council blocks access to pay-day loan websites

ACCESS will be blocked to high-interest, short-term or “pay-day” loan sites on all Newport council and public-access computers, it has been decided.

Not only will sites be restricted but, in a bid to prevent households getting trapped in a cycle of debt, users trying to visit such sites will be redirected to a page detailing alternative information and links to organisations that can help with debt management.

Cllr Ray Truman, deputy leader of Newport council, said: “I am acutely aware of the severe financial challenges facing some of our residents on a daily basis. It is hugely frustrating that in a modern day economy we use the terms child poverty, fuel poverty and food banks on a daily basis.

“I understand that some people are in extremely difficult financial positions and while a short-term loan might provide a one-off solution for those who can manage and afford it, for others it is the start of a vicious circle of increasing debt.”

Cllr Tom Bond, Newport council’s anti-poverty champion, said: “Many people who look for a loan online are often unaware that there are others ways to tackle their problems and organisations that can provide help and advice. The council is working with Newport Credit Union to try and reduce the take-up of such loans in the city.”

The policy will be implemented early next year.

Comments (8)

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8:55am Sat 14 Dec 13

Dai Rear says...

Oh good. Why not start straight away? Never mind, they'll soon be back with us, the little darlings
Big Al's Doorstep Loans
Remember; your health is at risk if you do not repay our loans
Oh good. Why not start straight away? Never mind, they'll soon be back with us, the little darlings Big Al's Doorstep Loans Remember; your health is at risk if you do not repay our loans Dai Rear

9:39am Sat 14 Dec 13

kez1968 says...

at first glance it seems like a good idea, but when a public body starts blocking sites, even though these sites may cause hardship, it's a slippery slope of censorship, telling us what we can and cannot view online...
at first glance it seems like a good idea, but when a public body starts blocking sites, even though these sites may cause hardship, it's a slippery slope of censorship, telling us what we can and cannot view online... kez1968

9:56am Sat 14 Dec 13

Lastpost says...

'Implemented early next year' - too late, as usual. Money lending peaks in December (it's not hard to see why).

If Newport council is so bothered about poverty then they should stop the blight of money lender shops in the city centre. People must be desperate or stupid when they are paying 2961.40% APR for a £275 payday loan at one of the smarter ones right in the middle of the shopping area.
'Implemented early next year' - too late, as usual. Money lending peaks in December (it's not hard to see why). If Newport council is so bothered about poverty then they should stop the blight of money lender shops in the city centre. People must be desperate or stupid when they are paying 2961.40% APR for a £275 payday loan at one of the smarter ones right in the middle of the shopping area. Lastpost

10:36am Sat 14 Dec 13

Mr Holder says...

The best way to stop 'pay day' lending is to provide citizens access to well paid full time employment. Borrowing £90 million to build a shopping centre which will provide part time zero hours contracts all topped up with child/working tax credits will do nothing to reverse this. As some other posters have previously suggested the citizens of Newport would be better served if the city council ploughed £90 million into the creation of real wealth generating jobs.
The best way to stop 'pay day' lending is to provide citizens access to well paid full time employment. Borrowing £90 million to build a shopping centre which will provide part time zero hours contracts all topped up with child/working tax credits will do nothing to reverse this. As some other posters have previously suggested the citizens of Newport would be better served if the city council ploughed £90 million into the creation of real wealth generating jobs. Mr Holder

11:07am Sat 14 Dec 13

Katie Re-Registered says...

"ACCESS will be blocked to high-interest, short-term or “pay-day” loan sites on all Newport council and public-access computers, it has been decided."

Oh well, at least that's stopped them borrowing another £900 million:)!
"ACCESS will be blocked to high-interest, short-term or “pay-day” loan sites on all Newport council and public-access computers, it has been decided." Oh well, at least that's stopped them borrowing another £900 million:)! Katie Re-Registered

11:49am Sat 14 Dec 13

KarloMarko says...

How many more times?

The Council are NOT borrowing £90m. They are at this very minute printing it up in a cellar under the Civic and will be working throughout Christmas to bundle in large sacks!

"Quantitive Easing" as George Osborne shouts down the pub at last orders.
How many more times? The Council are NOT borrowing £90m. They are at this very minute printing it up in a cellar under the Civic and will be working throughout Christmas to bundle in large sacks! "Quantitive Easing" as George Osborne shouts down the pub at last orders. KarloMarko

9:35pm Sat 14 Dec 13

scraptheWAG says...

i would have thought that a council in charge of a slum would have more to worry about that wonga loans
i would have thought that a council in charge of a slum would have more to worry about that wonga loans scraptheWAG

10:49pm Sat 14 Dec 13

Frank Howells 68 says...

kez1968 wrote:
at first glance it seems like a good idea, but when a public body starts blocking sites, even though these sites may cause hardship, it's a slippery slope of censorship, telling us what we can and cannot view online...
It's their infrastructure and they are paying the wages of those folk that use it. Why do you bizarrely think this is some sort of censorship? They also block **** sites, do you think that is out of order too? They are perfectly entitled to dictate what the people that they pay to work for them can view from the IT infrastructure that they own and pay for. Stop being so paranoid, this isn't some sort of conspiracy theory.

"telling us what we can and cannot view online..."

Nonsense, they are telling their employees what they can and cannot view online using during the time that they are paid to do Council work, not surf the internet.
[quote][p][bold]kez1968[/bold] wrote: at first glance it seems like a good idea, but when a public body starts blocking sites, even though these sites may cause hardship, it's a slippery slope of censorship, telling us what we can and cannot view online...[/p][/quote]It's their infrastructure and they are paying the wages of those folk that use it. Why do you bizarrely think this is some sort of censorship? They also block **** sites, do you think that is out of order too? They are perfectly entitled to dictate what the people that they pay to work for them can view from the IT infrastructure that they own and pay for. Stop being so paranoid, this isn't some sort of conspiracy theory. "telling us what we can and cannot view online..." Nonsense, they are telling their employees what they can and cannot view online using during the time that they are paid to do Council work, not surf the internet. Frank Howells 68

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