AS WE get older we become set in our ways and let the world pass us by like a pebble at the back of the beach, the tide not reaching us.
However don’t settle for what you’ve got.
Having worked for BT for three years and being a loyal customer for more than 40, home telephone and broadband. I noticed on TV and newspapers all the special offers for new customers, with free broadband for the first six months. What about the loyal customers, I asked the lady at customer services?
Now for your hard earned money, where to invest with instant access with the best interest rate.
Barclays, Lloyds, HSBC, Nationwide, Natwest and a load of others give you a pittance for your savings.
The best place Santander 1, 2, 3, if anyone can beat three per cent for a current account, let me know.

John Willis
Newbridge
Gwent